Is Gap Insurance Worth It Reddit. These plans are also sometimes called “metal gap insurance” because they can “fill the gaps” in individual healthcare spending that may be left by bronze and silver aca plans, which often come with lower premiums but higher costs when you need care. Why getting gap insurance is worth it.
Gap coverage is worth it only as long as you are leasing a car or if you owe more on a loan than your car is worth. I've put down $15k down payment. The only problem is that as soon as you get the keys and drive the car off the lot, it’s now worth just $55,000.